Alternative loans are private loans for students (and their parents) who are not eligible for other types of financial aid or who need additional funds to meet educational expenses.

IMPORTANT:
        (1) Most alternative loans require a credit check.
        (2) Being denied for a loan can negatively affect your credit score.
        (3) Your chances of approval are greatly enhanced with a co-borrower.



Alternative Loan Sources**:

Academic Answer (SunTrust):  (866) 763-6350
Chase Select:  (800) 306-0868
Customer Choice (SunTrust):  (866) 232-3889
Discover Student Loans Certified Private Loan:  (877) 728-3030
Fifth Third Bank Private Loan (SallieMae):  (800) 222-7192
First South/SallieMae Smart Option Student Loan:  (800) 872-3728
Memphis Area Teachers' Credit Union (MATCU):  (901) 385-5200
Regions:  (800) 858-7822
Smart Option Student Loan (SallieMae):  (800) 695-3317
US Bank:  (800) 242-1200
Wells Fargo Graduate Loans:  (800) 658-3567



**NOTE: Our office does not endorse any particular program. This information is provided for your convenience only and is subject to change without notice. You should request current information directly from the lender or company offering the program.