Alternative Loans

Alternative loans are private loans for students (and their parents) who are not eligible for other types of financial aid or who need additional funds to meet educational expenses.

        (1) Most alternative loans require a credit check.
        (2) Being denied for a loan can negatively affect your credit score.
        (3) Your chances of approval are greatly enhanced with a co-borrower.

Alternative Loan Sources:**

Citizens One: (800) 721-3969
Charter One Refinance Loan (888) 333-0179
Discover Student Loans Certified Private Loan:  (877) 728-3030
First South/SallieMae Smart Option Student Loan:  (800) 872-3728
PNC Solution Loan: (800) 762-1001
Regions:  (800) 858-7822
Smart Option Student Loan (SallieMae):  (800) 695-3317
SunTrust Custom Choice Private Loan: (866) 232-3889 
U-fi Student Loans: (844) 307-3451
Union Federal Private Loan (First Marblehead):  (866) 513-8445 
Wells Fargo Graduate Loans:  (877) 451-5039
Wells Fargo Collegiate Loan: (877) 451-5039

Alternate Loan Sources for Bar Study and/or Bar Exam Loans (LAW):**

Wells Fargo Bank:  (877) 451-5039
Sallie Mae:  (800) 984-0190
Discover Student Loans:  (800) 788-3368
U-fi Student Loans: (844) 307-3451

Private Loan Consolidation:

Wells Fargo  (877) 451-5039
Citizens One  (888) 333-0179 

**NOTE: Our office does not endorse any particular program. This information is provided for your convenience only and is subject to change without notice. You should request current information directly from the lender or company offering the program.