The University of Memphis requires all international students on F-1 and J-1 visas, enrolled in credit or non-credit courses, to maintain active major medical insurance in order to mitigate risk to the student and the institution.

The University of Memphis has partnered with Wellfleet Insurance Company to offer a robust and student-focused insurance policy to meet the needs of international students on campus. The Wellfleet student health insurance plan is an annual (12 month), ACA (Affordable Care Act) compliant plan and it meets the Department of Homeland Security requirements for J-1 students.  

International graduate and undergraduate students on F-1 and J-1 visas are automatically enrolled starting January 1, 2024. International graduate and undergraduate students have the option of requesting a waiver. More information about the Wellfleet plan, cost, enrollment process, and waiver requirements/process can be found here

For assistance with enrollment or waiver please contact Wellfleet at 877-657-5030 or email customerservice@studentinsurance.com. Be sure to include the University of Memphis in your email so that they know which policy to reference. 

The waiver process for international students for the spring/summer 2024 will begin November 15, 2023.