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Course Program of Study (CPOS) FAQ

What is Course Program of Study (CPOS)?
When did CPOS become a requirement?
What type of financial aid does CPOS impact?
How and when will I know if I am impacted by CPOS?
What should I do if I've been notified that one or more of my courses doesn't count in my program of study (declared major/minor)?
An academic advisor has determined that one or more of my courses are not required for my program of study (declared major/minor). What can I do?
Can I appeal a determination that a course does not apply toward my program of study?
An advisor has submitted an override request. When will my financial aid be updated to reflect this request?
I am enrolled in courses that aren't part of my program of study (declared Nursing major but enrolled in Health Administration courses). Will CPOS impact me?
When is the last day to modify my enrollment to potentially impact CPOS?
When is the last day to make major/minor changes to potentially impact CPOS?
Do electives count toward CPOS?
What are Federal Financial Aid, State Financial Aid, and Institutional Financial Aid?
I have been notified that one or more of my courses are not counting toward my Federal or State of Tennessee Financial Aid eligibility due to CPOS. I consulted with an advisor and we made updates to my enrollment and/or program of study (declared major/minor). When will I know if the changes “fixed” the problem?
Who should I contact in my college if I have a question about my courses and how they may impact Course Program of Study?

What is Course Program of Study (CPOS)?

Course Program of Study (CPOS) is a federal requirement that only courses that count toward a student's program of study (your declared major/minor) be considered when determining Federal and State of Tennessee Financial Aid eligibility.

When did CPOS become a requirement?

The University of Memphis began actively implementing CPOS for undergraduate level federal aid Spring 2019 term, but it has been a federal requirement for many years. Beginning Fall 2021, CPOS will aso be implemented for all State of Tennessee aid programs. We anticipate implementing CPOS at the graduate level beginning Fall 2022. 

What type of financial aid does CPOS impact?

CPOS only applies to Federal and State of Tennessee Financial Aid (e.g., Pell Grant, SEOG Grant, Stafford Loans, PLUS Loans, HOPE Scholarships, TSAC Grants/Scholarships, etc.). It does NOT impact eligibility for institutional financial aid (e.g., University of Memphis Scholarships/Grants, Graduate Assistantships, etc.).

How and when will I know if I am impacted by CPOS?

Students enrolled in courses impacted by CPOS will be notified via amessage posted on their Financial Aid self-service page through the myMemphis portal. Changes to enrollment and declared major/minor will be checked and notifications sent within 5 business days of the change in enrollment. Note that students will only be notified if CPOS impacts their Federal or State of Tennessee Financial Aid eligibility.

What should I do if I've been notified that one or more of my courses doesn't count in my program of study (declared major/minor)?

Do NOT begin modifying your schedule without consultation with an academic advisor! An advisor will be able to review your account and determine whether the system is accurately assessing your enrollment. If not and your enrollment has been approved to count as part of your declared major/minor, an override request can be submitted by a designated advisor in your college/school to have the course(s) count toward your Federal and State of Tennessee Financial Aid eligibility. Contact information for each college can be found at the bottom of this page.

An academic advisor has determined that one or more of my courses are not required for my program of study (declared major/minor). What can I do?

If an academic advisor determines that a course is not satisfying a requirement for your program of study (declared major/minor), it will not count toward your Federal or State of Tennessee Financial Aid eligibility. You should consult with an academic advisor and the financial aid office to consider an appropriate course of action (adding a required course, dropping the ineligible course, or remaining enrolled in the ineligible course). It is important to remember that most forms of financial aid, including Federal and State of Tennessee Financial Aid, are limited in nature. Using financial aid to pay for courses that are not required for your program of study is risky as it is a finite (limited) resource. Once it has been used, the only way to regain eligibility is to repay the aid (federal aid only).

Can I appeal a determination that a course does not apply toward my program of study?

No. There is no appeal process for courses that do not satisfy a requirement of your program of study. However, if a course has been approved as a substitution, your advisor needs to update UM Degree to officially reflect the substitution. This will allow the course to count toward your Federal and State of Tennessee Financial Aid eligibility. Additionally, certain courses/scenarios may not be accurately assessed by the system. In these cases, an advisor will need to submit an override request if the course is satisfying a requirement for your declared major/minor. Do NOT begin modifying your schedule without consultation with an academic advisor!

An advisor has submitted an override request. When will my financial aid be updated to reflect this request?

The override process is completely manual and requires action from multiple departments. Please allow 3-5 business days for your financial aid to reflect the override.

I am enrolled in courses that aren't part of my program of study (declared Nursing major but enrolled in Health Administration courses). Will CPOS impact me?

Yes. If your enrollment isn't satisfying a requirement for your declared major/minor, the system will flag the courses as ineligible and they will not count toward your Federal or State of Tennessee Financial Aid eligibility. NOTE: Some courses may be required by both majors/minors and will not be flagged. You should still update your officially declared major/minor through your advisor as soon as possible. It may not be an issue this semester, but it will eventually pose a problem.

When is the last day to modify my enrollment to potentially impact CPOS?

The Financial Aid census (a snapshot of your account) happens on the 14th calendar day after the beginning of the term. Your Financial Aid eligibility will be based off this snapshot. After that, changes to your enrollment will not be considered for CPOS purposes. An exception would be courses added for a 2nd POT or later sessions during the summer term.

When is the last day to make major/minor changes to potentially impact CPOS?

The Financial Aid census (a snapshot of your account) happens on the 14th calendar day after the beginning of the term. Your Financial Aid eligibility will be based off this snapshot. Do not wait until the last minute to submit updates as major/minor program changes are not immediate. It is the student's responsibility to ensure that their major/minor accurately reflects their current enrollment and that any updates are submitted in sufficient time to allow for processing. We recommend major/minor updates be submitted 5-10 business days before the beginning of the term at the latest.

Do electives count toward CPOS?

Possibly. Electives must satisfy a requirement of your declared major/minor. If you have been notified that an elective is not counting toward your Federal or State of Tennessee Financial Aid eligibility, contact the advisor referenced in the email notification. If an advisor determines that the elective is satisfying a requirement and will count toward your declared major/minor, they will submit an override request. Specific contact information for an advisor or office in your college is provided. Not all academic advisors will be able to submit an override request so it is important that you use the contact information for your specific college.

What are Federal Financial Aid, State Financial Aid, and Institutional Financial Aid?

First, the term “financial aid” refers to any funding designed to assist with your educational expenses. Most financial aid flows through the school and is applied directly to your student account.

FEDERAL Financial Aid: This financial aid is generally determined based on the information included on your Free Application for Federal Student Aid (FAFSA) and comes from the U.S. Department of Education. Examples include the Pell Grant, SEOG Grant, Stafford Loans, and PLUS Loans to name a few. CPOS does impact these awards beginning with the Spring 2019 term.

STATE Financial Aid: This financial aid may also use information included on the FAFSA to determine eligibility, but sometimes require an additional application. The primary difference is the source of funding is from the state government. Examples include the HOPE Scholarship, Tennessee Student Assistance Award, and other TSAC Scholarships/Grants. CPOS does impact these awards beginning with the Fall 2021 term.

INSTITUTIONAL Financial Aid: This financial aid may also use information included on the FAFSA to determine eligibility, but primarily looks at other factors such as high school GPA, standardized test scores, and performance. Examples include University of Memphis Academic Scholarships, Athletic Scholarships, Departmental Scholarships, etc. CPOS does not impact any of these awards.

I have been notified that one or more of my courses are not counting toward my Federal or State of Tennessee Financial Aid eligibility due to CPOS. I consulted with an advisor and we made updates to my enrollment and/or program of study (declared major/minor). When will I know if the changes “fixed” the problem?

The CPOS automated review process happens nightly. It can only review updates that are reflected on your account. If the updates have been fully processed and your course is determined to be eligible, the CPOS alert/flag will be cleared within two full business days of the overnight CPOS process. Your financial aid will automatically update to reflect your new eligibility within two full business days of the overnight CPOS process. NOTE: Requests for major/minor changes are not immediate and require manual updates in the system.

Who should I contact in my college if I have a question about my courses and how they may impact Course Program of Study?

College of Arts & Sciences
casgraduation@memphis.edu

College of Communication & Fine Arts
Laura Snyder
lhsnyder@memphis.edu

College of Education
tecp@memphis.edu
Torre Kelley
tckelley@memphis.edu

Fogelman College of Business & Economics
fcbeadvising@memphis.edu

Herff College of Engineering
engineeringadvising@memphis.edu

Kemmons Wilson School of Hospitality & Resort Management
Deborah Thompson
djthmps4@memphis.edu 

Loewenberg College of Nursing
Angelica Jacques
mwllms16@memphis.edu

College of Health Sciences
healthsciences@memphis.edu 

School of Public Health
Emma Draluck
kdraluck@memphis.edu 

College of Professional & Liberal Studies
Mary Ewart
mewart@memphis.edu

Academic Advising Center
acc@memphis.edu